Debt Consolidation is the process of taking all debts; credit card balances, overdrafts, store cards and so on, and consolidating it into one, low-interest, loan that gives one easy, manageable payment to meet monthly. It is actually refers to a personal finance process of individuals addressing high consumer debt but occasionally refers to a country’s fiscal approach to corporate debt or Government debt. It is also involves taking out a new loan to pay off a number of other debts. It is generally subject to repayments of principal and interest.
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