Broad objective of this article is to Define and Discuss on Smart Investing. Investment is often a financial term, broadly implying the channelization of money for you to earn profit. With unsure economies, some irrational business decisions at macro levels, and uncertain job markets, investing well slips to the block of present time life’s necessities. You can invest in more than one of the key instruments given below. They are: Real Estate, Stocks, Insurance, Gold and Mutual Funds. Here briefly explain all these key Smart Investing process with explanation and examples.