Primary objective of this article is to Discuss on Avoid Mortgage Drawbacks. Here analysis how to legally Avoid Mortgage Drawbacks. As much as large outstanding debts will not get your loan accepted, such is the case should you have a bad credit status. Be sure you lack credit rating issues before getting a loan. While mortgage lending might be at its peak considering that the financial crisis, home loans remain close to unreachable for many people. Of course, banks and lending establishments will always favor those people who are capable of paying off.