This article talks about Cyber Insurance, which covers the losses relating to damage to, or loss of information from, IT systems and networks. Generally cyber risks fall into first party and third party risks. Insurance products exist to cover either or both of these types of risk. Common items that are covered in cyber-insurance policies are post-breach services that help organizations to deal with the consequences of a security incident. Cyber Insurance policies can also cover legal fines and penalties and include business interruption coverage.