Main objective of this article is to explain the Benefits of Using Credit Cards. Credit cards is a payment card issued to users being a system of payment. It allows the cardholder to afford goods and services using the holder’s promise to pay for them. In comparison to debit cards, it is simpler to avoid fraud with cards. If you lose debit minute card and somebody uses it to generate a purchase, the money are going to be removed from account, and it’s going to be quite an effort to convince the bank that you were not necessarily behind that purchase. Besides, if you report your credit card stolen, the bank will themselves check the purchases you get with the merchants.