Business Banking means, a company’s financial dealings with an institution that provides business loans, credit, savings and checking accounts designed for companies and not if you are. Business banking is also known as commercial banking and occurs every time a bank, or division of any bank, only handles businesses. A bank that will deals mainly with individuals is usually called a store bank, while a bank that handles capital markets is referred to as an investment financial institution. This method is needed often, but it isn’t necessarily the smartest decision make when trying to produce a business. You should consider prior to deciding to stay strictly with own individual banking account; fees, professionalism and taxes.