General purpose of this article is to explain various causes of Commercial Risk Insurance. Commercial Risk Insurance is the protection for businesses with regard to protection against likely losses through unpredicted circumstances like thieves, liability, property deterioration, and for coverage in the event of an interruption of business or wounded employees. Any business owner benefits from commercial risk insurance as it reduces the risk he may encounter. He could insure his company’s assets, real estate and the health of all of their employees (by offering group health insurance). When the business owner is an attorney, property appraiser or perhaps other professional that gives advice along with writes and administers contracts or other executed written business, he’s going to benefit from having Errors and Omissions Insurance coverage.