Prime purpose of this article is to analysis Credit Policy of HSBC. Here major focus on Credit Operation System of this Bank. Other objectives are to analyze overall banking industry of Bangladesh and analyze consumer banking industry of Bangladesh. This report make a comparative analysis of the asset items of home loan, car loan, personal secured loan, personal secured credit, personal installment loan with the similar products of other banks. Most of the Banks in Bangladesh are offering a wide array involving financial providers such as new loans and advances and some new services are being unveiled every year. HSBC, the Financial institution of difference, additionally features a good recognize new avenues in order to reach it is goals.