Primary objective of this article is to Discuss Pros and Cons of Private Investing. Individual investing has its own pros and cons. The obvious disadvantage is the risk you should be willing to take when investing a start-up company. Unlike committing to stocks of an proven company or corporation, you will have to deal with the growing pains of building the business up from scratch and this also may mean losing money in the act. Private investing is a good option for individuals that want their money to grow over time.