Broad purpose of this report is to analysis Loan Repayment Behavior of SME loan holder of BRAC bank limited. Other objectives are find out basic appraisal of SME (small and medium enterprise) loan and the enterprise selection criteria to provide SME loan. Here also focus on the terms and conditions of this loans, disbursement and recovery procedures of SME loans. Finally suggest some policy implications and conclusion to further the development of this loan products of BBL. Overall this report focus on how the SME loan borrowers would behave in repaying their loan and discuss whether SME loan borrowers are dully paying their installments or not.