Basic purpose of this article is to discuss Long Term Investing which can Minimize Risk of Stock Market. Generally Long term investments are those types of investments where the goal for the money is longer than five years or more. These investments used for retirement, a university fund or ultimate property. Depending on the nature of the purpose, the way you invest your funds will vary. There are specific products that suit special needs better than others. By using asset allocation process, a person always keeps a specified portion of his money in various types of long term investing.