A credit card is a transaction card issued to users as a system of transaction. It allows the cardholder to purchase goods and services while using holder’s promise to purchase them. Credit card processing involves research, application, processing expenses payment, thorough, timely and successful examination and meeting the criteria set with the bank. Make sure to always work with a merchant provide and take note of their actions for they become merchant account monetary planner. This article describe the steps concerned in Credit Card Processing.