Insurance Termination Letter to Client

Insurance Termination Letter to Client

[Below briefly focus on sample Insurance Termination Letter to Client. The letter informs the client that an insurance policy that they are subscribed to has been terminated for various reasons which may be elucidated. The reasons may be among others, lack of information, pre-existing medical conditions, suppression of information, inability to pay the premium, etc. You can make any change to the below application as per your needs.]


Sender/Your Name…

Job Designation and Department name…

Insurance Company Name…

Date: DD/MM/YY (Date on Which Letter is Written)


Receiver/Client Name…

Home/Office Address…

Subject: Cancellation of your policy number

Dear Sir/Madam (or Name),

This is about the insurance policy (Policy type, e.g., life insurance) that you had purchased on (date). You are aware that our policy is accompanied by a medical check and upon successful medical checks the policy is approved. (Describe in your words). As per your application, you mentioned that you are perfectly healthy, but when our team conducted a random check we learned that you have been suffering from (Disease type) over the past year, and you had not informed us about it. (Describe actual cause and situation). As per the clause, we regret to inform you that your policy stands canceled with effect from (date).

We regret the inconvenience caused to you, and since the policy is canceled at the beginning of the term, the money due is only what you had paid at the time of the policy. (Explain policy type and terms & conditions). We will be deducting the miscellaneous charges incurred by the company and the remaining amount (Money amount) will be sent to you within 15/30 days to your address. (Explain all about the situation). The settlement amount will be in the form of a cheque sent to your address. Please feel free to contact me if you require more information regarding this subject.

Best regards,

(name and designation)